A 3 5 8 10 2 4 9 4 2 7 A 2 5 3 8

Divide the array into sections of adjacent cards so that the sum of the cards' values in each section will be 21. Each Ace can represent either 1 or 11 and you must determine how many sections are needed.

From Page-a-Day Calendar 2016: Amazing Mind Benders, by Puzzability (Mike Shenk, Amy Goldstein and Robert Leighton), Workman Publishing, NY; puzzle for March 9.